Full and part-time associates are automatically covered by our short term disability plan that offers income protection for disabilities caused by illness, accident or injury that are not work-related. Coverage is 60% of the associate’s base weekly pay with no maximum weekly benefit amount. The benefit period is a maximum of 13 weeks, inclusive of a 7-day elimination period. Premiums are paid 100% by Nemours. Evidence of Insurability is not required and there are no pre-existing condition limitations. Please note that if you work in a state that has a state-provided disability benefit (for example, New Jersey), our benefit payments will be reduced by any disability benefits received from the state.