Nemours offers Identity Theft Protection through Allstate, an industry leader in digital identity and financial wellness protection. This plan provides a monitoring solution that protects you from the hassles of identity theft. Allstate’s Identity Theft Protection benefit includes the following services:

• Identity and tri-bureau credit monitoring
• Annual credit report and monthly credit score tracking
• Social media reputation monitoring
• Threshold monitoring
• Digital wallet storage and monitoring
• Full-service remediation
• $1 million identity theft insurance policy
• Deceased family member coverage
• Credit freeze assistance
• Tax fraud refund advance
• 403(b)/401(k) and HSA reimbursement

Coverage is available for you and your family, at an affordable rate. Identify Theft Protection will cover members of your household for whom you are financially responsible, “Under roof, under wallet”.

Nemours offers a popular pre-paid legal plan through MetLife Legal Plan®. Contributions are taken post-tax. The MetLife Legal Plan® is a simple, affordable way to access the most frequently needed personal legal services such as wills, powers of attorney and identity theft defense. Divorce is not covered. Some of the covered services include:

• Family and personal law such as adoption, guardianship and garnishment defense
• Money matters such as identity theft defense, debt collection defense and personal bankruptcy
• Vehicle and driving law such as driving privileges restoration and license suspension
• Home and real estate law such as foreclosure, eviction defense and title disputes
• Civil lawsuits such as small claims assistance and disputes over consumer goods
• Estate law such as simple wills, powers of attorney and health care proxies
• Elder care law related to your parents

MetLife Legal Plan® gives participants access to a network of more than 11,000 attorneys. Attorneys in the network meet stringent criteria and are regularly reviewed to ensure they continue to meet plan standards.

Full-time and part-time associates working at least 20 hours per week accrue PTO each pay period, according to position and length of service. For example, full-time associates (40 scheduled hours per week) with less than five completed years of service accrue 25 PTO days. You may carry time over from year to year, however, once the maximum or cap is reached, additional accruals stop until time is used. New associates are eligible to use PTO after 90 days.

* Annual accrual shown is based on a 1.0 FTE.
Note: PTO accrual schedule and usage eligibility may differ for selected associates, for example physicians and residents.

Nemours also offers an annual PTO Buyback option that allows eligible associates to sell a certain number of unused PTO hours.

Paid Holidays

Full-time and part-time associates receive six holidays per year. There is no waiting period for eligibility. Holidays include: New Year’s Day, Memorial Day, Fourth of July, Labor Day, Thanksgiving Day and Christmas Day.

Volunteer Time Off (VTO)

Full-time associates who have completed the 90-day evaluation period receive eight hours of paid Volunteer Time Off (VTO) each year to use for community service activities (four hours for part-time associates). Please note: VTO plans may vary for physicians and residents.

Resources for Living, the Nemours Employee Assistance Program (EAP), is more than just a counseling service. It is a holistic resource for helping associates balance work and life, not only emotionally but financially and legally as well. There is even a chat and a televideo option called Talkspace for members ages 13 and older that can enhance your coverage options.

Resources for Living provides up to eight free sessions for each covered person for each issue annually. And, if you use the Talkspace option for chat or televideo, each week of either chat or televideo counts as only one session.

Resources for Living is a free, confidential, 24-hour/day, 365 days/year service sponsored by Nemours. This benefit covers all members of your household, including dependent children up to the age of 26. Contact Resources for Living:

• By phone at 855.506.2373
• Online at ResourcesForLiving.com
Username: Nemours
Password: resources4living

When logged on, you can access Talkspace to access a licensed therapist. You can also view the online library of tools. There is even an app that can be downloaded to access content on-the-go with a mobile device.

Fertility Assistance

The Nemours benefit design for fertility assistance through Progyny allows you and your provider to pursue the most effective treatment and provides coverage for two cycles including services and tests. It also includes unlimited clinical and emotional support from a dedicated patient care advocate. This is only available to associates and spouses enrolled in one of the Nemours medical plans. To learn more and activate your benefit, call Progyny at 844.930.3289.

Adoption Assistance

Nemours provides Adoption Assistance benefits to full- and part-time benefits-eligible associates after the completion of the 90-day evaluation period. Nemours will reimburse full-time associates for eligible adoption expenses up to the IRS maximum, with a pro-rated amount for part-time associates. Assistance is limited to three adoptions per family.

Most expenses directly related to the adoption are reimbursable. Eligible expenses include application fees, home studies, placement fees and travel expenses.

Paid Parental Leave

If you are in a benefits-eligible role (.50 full-time equivalency or greater), you are eligible for six weeks of paid (100%) parental leave. This is in addition to the short-term disability benefits. Note you must be eligible and employed by Nemours prior to the birth of the child.

Maternity Support

Cleo Baby is a personalized, guided virtual care and experience for expecting parents and parents of newborns through their baby’s first birthday. Based on a family’s specific needs, their 1:1 Cleo Guide will provide guidance and oversight on various topics, including but not limited to emotional support, pregnancy and prenatal health, miscarriage and loss, birth prep classes, postpartum support, lactation, infant sleep, child development, and returning to work. This is only available to associates and spouses enrolled in one of the Nemours medical plans.

All benefits-eligible associates are eligible to participate in the Nemours tuition reimbursement program after successful completion of the 90-day evaluation period. Associates are eligible for up to $5,250 in tuition reimbursement benefits annually, pro-rated for part-time associates. Courses must be approved in advance and completed successfully (minimum grade of “C” or “pass”).

Please note that repayment is required if you terminate or have a change in employment status within one year of reimbursement.

The program is administered by EdAssist and includes free educational advising and network discounts to help maximum your tuition reimbursement benefits.

Public Service Loan Forgiveness (PSLF)

PSLF is a loan forgiveness program for Federal Direct student loans. It forgives the remaining loan balance of
borrowers who make 120 eligible payments while employed full-time (30 hours per week) by an eligible 501(c)(3)
non-profit employer. Whether you have student loans now or might have them in the future, many associates are
impacted by the financial strains that come with earning a college education. That’s why Nemours has partnered
with Tuition.io to make things easier.

When you sign up for Tuition.io, you’ll have access to knowledge and tools that will help you manage, and over time,
eliminate your student loan debt. If you’re the parent of college-bound children, Tuition.io will help you find ways to
save and pay for their education.

This service comes with technical assistance and one-on-one student loan coaching. You can also use the Strategy
Finder tool to find the best student loan repayment strategy for your goals and calculate any potential savings. The
site also includes information regarding the risks and benefits of refinancing to see if it’s right for you.

Additional information about PSLF, frequently asked questions and links can be found here.

Benefits-eligible associates now have round-the-clock access to On Call International’s 24-hour, toll-free travel assistance services through Reliance Standard. Whether you need help with an illness or injury, lost passport, missing luggage, or even a prescription refill, associates and their dependents have access to a personal travel emergency companion anytime you are more than 100 miles from home or traveling in a foreign country.